Buy a Home

Buy a Home

Get Ready to Buy

Before you start viewing properties, it’s a good idea to make sure you can afford the home of your dreams! The following are some steps to assure the process will be much easier.

Build your financial file:
Your file should contain all of your important financial documents. Regardless of the loan type, lenders will need financial information about you. Make copies of the following to take to the lender:

  • Any financial statements, including investments and corresponding documents
  • Recent bank statements
  • Investments
  • Credit cards
  • Auto or other personal loans
  • Recent pay stubs
  • Total cash on hand
  • Gift letters
  • Tax returns for two years
  • 401K statements, if you plan to use for a down payment

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