Buy a Home
Buy a Home
Get Ready to Buy
Before you start viewing properties, it’s a good idea to make sure you can afford the home of your dreams! The following are some steps to assure the process will be much easier.
Build your financial file:
Your file should contain all of your important financial documents. Regardless of the loan type, lenders will need financial information about you. Make copies of the following to take to the lender:
- Any financial statements, including investments and corresponding documents
- Recent bank statements
- Investments
- Credit cards
- Auto or other personal loans
- Recent pay stubs
- Total cash on hand
- Gift letters
- Tax returns for two years
- 401K statements, if you plan to use for a down payment
Tennessee Virginia Regional MLS All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested
The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) of the SW VA Association of REALTORS ® Multiple Listing Service. The SWVAR IDX logo indicates listings of other real estate firms that are identified in the detailed listing information. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.